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TURNING 65 WITH JOE
Part A (hospital)
Premium $0. Medicare Part A covers hospital stays, emergency room visits, and inpatient care. Part A insurance is free if you’ve worked 10 or more years in the United States, but there is a $1676 (2025) deductible for each hospital stay.
Part B (medical/physician)
Premium $185 for 2025 (for most people). Part B covers doctor visits, preventive services, some home health visits, and most other outpatient care. Part B also covers lab work, physical therapy, and ambulance trips. It only covers 80%. You are responsible for the remaining 20% and there is no max-out-of-pocket (meaning there is no limit to that 20% risk).
MEDICARE A & B
Alright. So once you have Parts A & B, you have some choices. (Wondering if you have Medicare Parts A & B? Find out more here). This is where we can help. Always feel free to call if you want help navigating your options. Click through to find out more: